QR Based

Reload Credit Over The Counter

1. Member pays merchant over the counter

2. Member flashes App QR ID on Merchant Terminal

3. Merchant Terminal transaction slip is printed out

4. Member receives credit top up notification

Make Payment

1. Merchant enters payable amount on terminal

2. Member flashes App QR ID on terminal

3. Merchant Terminal transaction slip is printed out

4. Member receives amount deduction notification

Mobile Voucher

1. Member redeem voucher over the counter

2. Merchant flashes App QR ID on  Merchant Terminal

3. Member receives notification

QR Based

Reload Credit Over The Counter

1. Member pays merchant over the counter

2. Member flashes App QR ID on POS System scanner

3. POS sends transaction details to AppPay Server

4. Member receives credit top up notification

Make Payment

1. Merchant enters payable amount on POS System

2. Member flashes App QR ID on POS System scanner

3. POS System sends transaction details to AppPay Server

4. Member receives amount deduction notification

Mobile Voucher

1. Member redeem voucher over the counter

2. Member flashes App QR ID on POS System scanner

3. Member receives notification

Make Payment

1. Merchant enters payable amount on terminal

2. Member scan on terminal

3. Merchant Terminal transaction slip is printed out

4. Member receives amount deduction notification

Online TopUp (via Payment Gateway)

1.Member selected top up credit amount.

2. Member enters credit card payment details

3. Member receives credit top up notification

Favourite Transfer

1.Sender add Favourite Receiver before perform transfer

2.Sender enters payable amount

3.Receiver receives notification regarding the

transfer status

Transfer Flow – Receiver enters amount

1.Receiver enters payable amount

2.Receiver generate one-time QR Code

3.Sender scans the QR Code

4.Receiver receives notification regarding the

transfer status

Transfer Flow – Sender Scan

1.Sender scans receiver’s QR Code

2.Sender enters payable amount

3.Receiver receives notification regarding the

transfer status

Transfer Flow – Sender enters amount

1.Senders enter payable amount

2.Senders generate One-Time QR Code

3.Receiver scans the QR Code

4.Sender receives notification regarding the

transfer status

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